BEST INTERNET BANKS IN MIDDLE EAST AND AFRICA 2009




NEW YORK, July 21, 2009 Global Finance has announced the First Round winners in the World’s Best Internet Banks competition in the Middle East and Africa. This is the 10th year Global Finance has named the World’s Best Internet Banks. Details on all First Round winners will be published in the September issue. First Round winners include Best Corporate/Institutional Internet Banks and Best Consumer Internet Banks at the country level. The Regional and Global winners for these categories will be announced at an Awards Ceremony in New York City in November and published in the December issue of Global Finance. Also announced were Regional winners in Sub-Categories. Global winners in the Sub-Categories will also be announced at the Awards Ceremony and in the December issue. The list of First Round winners follows.

Winners were chosen among entries evaluated by a world-class judging panel. Global Finance editors were responsible for the final selection of winners in the First Round.

Only banks that entered the competition were considered for awards, and awards were only given in those regions, countries and categories in which there were entries.

Winning banks were selected based on the following criteria: strength of strategy for attracting and servicing online customers, success in getting clients to use web offerings, growth of online

customers, breadth of product offerings, evidence of tangible benefits gained from Internet initiatives, and web site design and functionality. Category winners, such as best online cash

management were selected based on the relative strength and success of those web products and services.

In less than a decade, the Internet has transformed the way many consumers and most businesses bank, says Joseph D. Giarraputo, publisher of Global Finance. The continuing improvements in Internet offerings represented by this years entries show that more significant Internet banking developments are still ahead of us.

See following for full listing of the World’s Best Internet Banks First Round winners for 2009 in the Middle East and Africa:



Country Winners:



Best Consumer Internet Banks


Egypt

HSBC

Israel

Bank Hapoalim

Jordan

Arab Bank

Oman

Bank Muscat

Qatar

Mashreq Bank

Saudi Arabia

The Saudi British Bank (SABB)

United Arab Emirates

Citi



Country Winners:



Best Corporate/Institutional Internet Banks


Algeria

Citi

Bahrain

Citi

Botswana

Standard Chartered

Cameroon

Citi

Congo

Citi

Cote DIvoire

Citi

Egypt

Citi

Gabon

Citi

Ghana

Standard Chartered

Israel

Bank Hapoalim

Jordan

Standard Chartered

Kenya

Citi

Kuwait

Citi

Lebanon

Citi

Morocco

Citi

Nigeria

Citi

Qatar

Standard Chartered

Saudi Arabia

Samba Financial Group

Senegal

Citi

Sierra Leone

Standard Chartered

South Africa

Citi

Tanzania

Citi

Tunisia

Citi

United Arab Emirates

HSBC

Uganda

Citi

Zambia

Citi

Zimbabwe

Standard Chartered



Regional Sub-Category Winners:



Best Consumer Internet Banks


Best Investment Management Services

Bank Hapoalim

Best Bill Payment & Presentment

Mashreq Bank

Best Online Consumer Credit Site

The Saudi British Bank (SABB)

Best Web Site Design

Bank Hapoalim

Best Integrated Consumer Bank Site

Samba Financial Group

Best Information Security Initiatives

HSBC

Best Online Deposits Acquisition

HSBC



Regional Sub-Category Winners:



Best Corporate/Institutional Internet Banks


Best Investment Management Services

Citi

Best Online Cash Management

Citi

Best Trade Finance Services

Standard Chartered

Best Web Site Design

Citi

Best Integrated Corporate Bank Site

Samba Financial Group

Best Information Security Initiatives

HSBC

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