NEW YORK — On November 6th, 2008 Global Finance presented its World’s Best Internet Bank Awards at an awards dinner in New York. A full report will appear in the December 2008 issue of Global Finance.

Global Finance’s World Best Internet Bank Awards are based on submissions from banks that wish to be considered. This year, 207 individual banks from around the world entered the competition. A judging panel composed of representatives from Celent, Infosys Technologies Limited, Wipro Technologies and WNS evaluated the entries. Based on the judges’ evaluations, Global Finance’s editors made the final selections.

Winners were selected based on strength of strategy for attracting and servicing online customers, success in getting clients to use web offerings, growth of online customer base, breadth of products offered, evidence of tangible benefits gained from internet initiatives, and web site design and functionality.

Sub-category winners were selected on the basis of relative strength of those products and services.

At the November 6th Awards Dinner, the overall winners for Regional and Global Corporate/Institutional Internet Banks as well as Regional and Global Consumer Internet Banks were announced. Also announced were the overall global subcategory winners. The grand prize of Best Overall Global Internet Bank was
presented to Citi.

The banks that won awards announced at the Awards dinner were:

Global Winners
Best Overall Internet Bank Global Citi
Best Corporate/Institutional Internet Bank Global Citi
Best Consumer Internet Bank Global HSBC

Regional Winners: Best Corporate/Institutional Internet Bank
North America Citi
Europe HSBC
Asia/Pacific Standard Chartered
Latin America Citi
Central and Eastern Europe Citi
Middle East/Africa Standard Chartered

Regional Winners: Best Consumer Internet Bank
North America Bank of America
Europe HSBC
Asia/Pacific ICBC
Latin America HSBC
Central and Eastern Europe Hansanbank Estonia
Middle East and Africa HSBC

Regional Winners: Best Consumer Internet Bank
Best Investment Management Services Citi
Best Online Cash Management Site Citi
Best Trade Finance Services Standard Chartered
Best Web Site Design HSBC
Best Integrated Corporate Bank Site Wells Fargo
Best Information Security Initiatives Citi



Global Sub-Category Winners: Best Consumer Internet Bank
Best Investment Management Services Bank of America
Best Bill Payment & Presentment HSBC
Best Online Consumer Credit Site Garanti
Best Web Site Design HSBC
Best Integrated Consumer Bank Site Garanti
Best Information Security Initiatives HSBC
Best Online Deposits Acquisition Bank of America



Global Winners – not part world’s 50 largest financial institutions
Best Corporate/Institutional Internet Bank Standard Chartered
Best Consumer Internet Bank Hansabank Estonia