The EU's alternative to Paypal is off to a slow start.
Fintech M&As broke records last year.
Non-bank companies may soon be competing with traditional banks in the US.
Smartphone-only bank makes a splash in the US.
Max Evdokimov, head of digital and mobile strategy and chief UX (user experience) officer at Tinkoff Bank, talks about how Tinkoff is making digital banking work in Russia.
Africa may be underbanked but fintechs are changing that.